Credit Card Processing

MYOB offers two Merchant Accounts to fit the needs of your business. Find out which one's right for you in our One-Minute Webinar.


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Standard Merchant Account


Integrates with: Checkout Point of Sale for Mac, AccountEdge, FirstEdge, Premier Accounting and BusinessBasics


Save time and money while providing more payment options to your customers. An MYOB Merchant Account is fully integrated, making it easy for you to process credit card sales directly from your software. Already accept credit cards? You’ll find our service is also very cost-competitive. Processing your customer credit cards directly from your MYOB software avoids costly errors because there’s no need to re-enter information.

Save Time

Because you authorize and process credit card payments directly from your MYOB software, your sales and customer payments are recorded and processed at one time. Even if you currently accept credit cards, you may want to consider the advantage of the single-step process of authorizing the credit cards and recording the invoices directly from your software.

Save Money

Our credit card processing rates represent terrific savings over the industry average. If you already accept credit cards, our service may be less costly than your current service - plus you get the added benefit of processing customer credit cards directly from your software.

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Pro Merchant Account


Integrates with: AccountEdge and Premier Accounting


Enjoy all the same benefits of a Standard Merchant Account, plus:

Secure Web Pay

The safest, easiest way to start accepting credit card or ACH payments online. We host a web page that allows your customers or clients to pay you via the Internet - simply add a link on your site. We offer an array of customizable features:

  • Export data and reporting to MYOB accounting software (AccountEdge and Premier Accounting only)
  • Branding to match your existing website
  • Transaction processing through a secure channel, certified compliant with the industry’s most rigorous standards
  • Robust, real-time reporting, and reconciliation
  • User-defined authorization and payment receipt pages
  • Customers can set up a recurring payment
  • Payment confirmation notification sent via email

Recurring Billing

Offer your customers more payment options and simplify processing with recurring billing functionality within the MYOB Virtual Terminal. Then, export the data into your MYOB software.

Remote Credit Card Processing

Using the MYOB Virtual Terminal to process transactions remotely, merchants can process sales (debits), refunds (credits), authorizations, funds capturing and verifications. Transactions recurring weekly, monthly, quarterly, semiannually or annually — as well as single transactions — are processed efficiently and rapidly.

This service is currently only available in the US. Card swipe rate is available with the MYOB Merchant Account powered by ACH Direct. Application approval required. Transaction fees apply. The MYOB Standard Merchant Account Service and card reader integrate with Checkout Point of Sale for Mac, AccountEdge, FirstEdge, Premier Accounting and BusinessBasics. Card Reader requires an MYOB Merchant Account. The MYOB Pro Merchant Account is available for current versions of AccountEdge and Premier Accounting software. MYOB Merchant Account Service is powered by ACH Direct. ACH Direct is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY.